What is insurance?

Insurance exists to protect against unforeseen loss or damage. There are many types of insurance cover, but the main are:
• house
• contents
• motor vehicle
• life
• funeral cover
• health
• travel
• business

Decide what kind of policy is relevant to your situation. Different insurance companies call their products different things. They may have varying levels of protection and cover different events, so it pays to shop around get quotes from more than one provider.

Helpful websites

•  Insurance Council of New Zealand
•  Consumer Protection

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